Tuesday 20 December 2022
ESG, a good idea gone bad
›
Some years ago we praised the assessment of Environmental, Social and Governance (ESG) factors to evaluate potential investments. Now we un...
Thursday 9 June 2016
Retirement Risks - Unexpected Events: Family Trouble, House Repairs, Bankruptcy, Funerals, Divorce etc
›
Bad things with significant negative financial effects can and do happen in retirement, not just occasionally but often. The 2015 survey ...
Sunday 31 January 2016
Long Term Interest Rate Outlook: Persistently Low
›
In our last post we explored how much interest rates would need to rise to justify holding off purchasing an annuity by five years. It wasn...
Thursday 5 November 2015
How Much do Interest Rates Need to Rise for Deferral of Annuity Purchase to Make Sense?
›
When interest rates are higher, annuity payouts are higher. The big question is, exactly how much would interest rates need to rise in order...
Tuesday 13 October 2015
Surprise! Equities can Outdo Bonds for Cash Distribution Attractiveness
›
October 2016 Update: Little has changed since last year and since the original 2013 post. The various equity ETFs continue to power ahead o...
Monday 6 July 2015
Is it Worthwhile to Wait for Higher Interest Rates to Buy an Annuity?
›
Payouts on annuities are at all-time lows these days. The same lump sum payment buys a much smaller lifetime income than it did ten or fifte...
Sunday 21 June 2015
Buying a Life Annuity - Tips
›
When buying a Life Annuity it is especially important to get the best deal since it is a one-time decision that lasts a lifetime. Here are s...
›
Home
View web version